Will A Consumer Proposal Affect My Sponsorship?
“Will a consumer proposal affect my sponsorship?” Many of our clients are foreign-born so this is a common question in our practice.
One of the most common concerns we hear from people we consult with is the impact filing a consumer proposal may have on their ability to sponsor family members who wish to immigrate to Canada.
So, does filing a proposal prevent a person from sponsoring a family member?
A Consumer Proposal Won’t Affect Your Sponsorship Application
Short answer: “No” – filing a consumer proposal won’t stop you from sponsoring someone. Here are examples of what will prevent you from sponsoring someone:
- You are a permanent resident subject to a removal order
- You are in jail
- You have been convicted of a sexual offense
- You’ve defaulted on child support payments
- You are in default of a debt owed under the Immigration and Refugee Protection Act
- You fail to meet minimum income requirements
- You are an undischarged bankrupt under the Bankruptcy & Insolvency Act
A Bankruptcy Will Affect Your Sponsorship Application
As you can see, someone that has filed for personal bankruptcy but hasn’t been discharged cannot sponsor someone. But a consumer proposal debtor is not a bankrupt – hence there is nothing that prohibits you from being a sponsor if you file a consumer proposal.
In fact, you’ll be in a better financial position once you got your debts under control through a consumer proposal, so you’ll be able to support family members when they arrive, and help them get settled.
If you want to work with a Trustee who will give you confidence and peace of mind that your consumer proposal is being dealt with in a professional manner, look no further.
Reviews of Our Services
Victor was quick to contact me and the consistent contact was amazing. Victor is really passionate about listening to my needs and it showed as his service with me was nothing short of an amazing experience. He went out of his way to meet on my sched and his attention to detail is exceptional. If yo
Victor and his team (Mary) were always extraordinarily prompt with their responses to any inquiries and went out of their way to respond to questions in detail. They were extremely helpful at all times, even after my Proposal was completed. VIctor is an excellent advocate for his client's needs and
Victor and his team were amazing. Treated us with the upmost professionalism. Answered all our questions, took care of everything and turned an unfortunate situation and made it much less stressful. I highly recommend Fong and Partners. Thank you all for your support through the process.
Working with Victor Fong was great. We just finished our consumer proposal a week ago and the entire process was quite easy. Mary was amazing at answering all my questions and accommodating me when I had any questions or concerns. Her response time was impeccable. Our initial meeting with Victor wa
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