Starting Over Toronto

Discussing Your Options with a Licensed Insolvency Trustee
Richard is unable to pay his bills and unsure what to do. He talks to a Licensed Insolvency Trustee to explore the different ways he can deal with his debt.
What to Expect If You File Bankruptcy
After talking with a Licensed Insolvency Trustee, David and Julie decide that bankruptcy is the most appropriate option to handle their debts. The trustee explains the way their creditors will be paid and what they will need to do during the bankruptcy process.
Understanding the Bankruptcy Discharge
Vincent has decided to file for bankruptcy. His Licensed Insolvency Trustee outlines what debts will be discharged in a bankruptcy and how long the process takes.
Bankruptcy and Surplus Income Payments
Stephanie has discussed filing for bankruptcy with a Licensed Insolvency Trustee. The trustee explains how Stephanie’s income requires her to make payments during her bankruptcy.
Submitting a Consumer Proposal To Your Creditors
A Licensed Insolvency Trustee explains to Mary and Paul that a consumer proposal might be the way to resolve their financial situation. The trustee tells them how a proposal is different from bankruptcy and what they need to do.
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