When you first contact us, we’ll book you an appointment with our Licensed Insolvency Trustee, Victor Fong. We’ll also inform you what information you should bring to your meeting with Victor at our Scarborough office.
At the meeting, Victor shall listen to your situation and based on the information you’ve provided to him, he’ll provide you with your options, which could include:
Consumer Proposal Scarborough
A consumer proposal (also referred to as a debt proposal, credit proposal or bankruptcy proposal) is a settlement with your creditors. With our assistance, you can make monthly payment towards repaying some of your debts. We’ll design a payment plan that you can afford and that your creditors will accept.
A successful consumer proposal will allow you to avoid bankruptcy and minimize the effect on your credit rating. When you file a consumer proposal, your creditors will be stopped from taking most legal steps to recover their debts from you; for example, imposing wage garnishees. We will contact your creditors directly.
Filing for personal bankruptcy is something to consider if you are unable to solve your problems with a consumer proposal. For example, your income may be too low and/or or your debts may be too high to file consumer proposal that would be acceptable to your creditors.
Filing for personal bankruptcy is a legal process, regulated by the Bankruptcy and Insolvency Act, by which you may be relieved of most, or all, of your debts. When you declare personal bankruptcy, your creditors will be stopped from taking most legal steps to recover their debts from you. We will contact your creditors directly.
If you want to work with a Trustee who will give you confidence and peace of mind, look no further.
Going through a bankruptcy process is stressfull and full of anxiety. However Victor was amazing the way he handled evrything that needed to be done and put me at ease by the end of our meeting. He sure knows his stuff and is easy to deal with. I recommend him highly. easy 5 stars
Victor and his team (Mary) were always extraordinarily prompt with their responses to any inquiries and went out of their way to respond to questions in detail. They were extremely helpful at all times, even after my Proposal was completed. VIctor is an excellent advocate for his client's needs and looks out for their best interests. I felt that Victor and his team went above and beyond to be of assistance to me throughout my Proposal experience.
I was behind in my bills there was no way I could pay it off and I was struggling. I decided to file bankruptcy called up fong and partners inc and they helped me with everything amd made it very easy for me and the payments were reasonable. With out them I would still be behind in my stuff. I recommend this place for people to get help go to them. Now my credit is doing good and I’m back on track
I searched for a Trustee online and Victor was the only one who really sat down and listened to my issues. He explained to me what is to come in the next five years of my life and thereafter. Mary, his office assistant has been very helpful whenever I have questions. Thank you for helping me.
At times, I have clients who live in Scarborough who run into tax trouble and need someone with expertise to solve their issues. I always refer these clients to Fong & Partners. Victor and his team have proven to be diligent and successful in working with my clients in dealing with their tax problems. I highly recommend this firm if you're facing tax issues or debt problems in general.
I worked with Victor, Licensed Insolvency Trustee, at Fong & Partners for over 3 years. We previously worked together at an international accounting firm and when he decided to branch out on his own, there was no question that I would follow him. Our clients loved the firm, loved the staff and found our website helpful and easy to understand. Victor is a highly intelligent and motivated person and strives to provide individuals with practical and effective debt resolution strategies with understanding and compassion. I left Fong & Partners in 2010 with a heavy heart due to a move out West with my family. I keep my fingers crossed that Victor will move out West so that I can join him again, however he is dedicated to the people of Toronto, Scarborough, Mississauga, Don Mills and Brampton. If you ever change your mind Vic, I'll be happy to follow you again! 🙂
I found Fong & Partners Inc. through web site google search. I was vulnerable and nervous and needed advices when I can't handle my debts. It was wonderful that I found Victor as my first advisor, not only he calm my emotions and also guide me through the process, the most important thing is I see the solution, it is like finally see the blue sky after whole months and months of grey clouds over sky. I follow step by step with Victor and nine months after I am successfully discharge from bankruptcy, and it is the happiest day of my life. Thank you Fong and Partners Inc for helping me through the tough time and I was able to start over again.
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