Will My Sponsorship Be Affected By A Consumer Proposal?

“Will a consumer proposal affect my sponsorship?” Many of our clients are foreign-born so this is a common question in our practice.

One of the most common concerns we hear from people we consult with is the impact filing a consumer proposal may have on their ability to sponsor family members who wish to immigrate to Canada.

So, does filing a proposal prevent a person from sponsoring a family member?

A Consumer Proposal Won’t Affect Your Sponsorship Application

Short answer: “No” – filing a consumer proposal won’t stop you from sponsoring someone. Here are examples of what will prevent you from sponsoring someone:

• • You are a permanent resident subject to a removal order
  • You are in jail
  • You have been convicted of a sexual offense
  • You’ve defaulted on child support payments
  • You are in default of a debt owed under the Immigration and Refugee Protection Act
  • You fail to meet minimum income requirements
  • You are an undischarged bankrupt under the Bankruptcy & Insolvency Act

A Bankruptcy Will Affect Your Sponsorship Application

As you can see, someone that has filed for personal bankruptcy but hasn’t been discharged cannot sponsor someone. But a consumer proposal debtor is not a bankrupt – hence there is nothing that prohibits you from being a sponsor if you file a consumer proposal.

In fact, you’ll be in a better financial position once you got your debts under control through a consumer proposal, so you’ll be able to support family members when they arrive, and help them get settled.

Our Promise To You